ABSTRACT: This study explores the factors affecting investor wealth in the Nepalese stock market, emphasizing the importance of financial literacy, personal savings, risk tolerance, investment options, financial knowledge and skills, financial behavior, and financial attitude. The aim is to evaluate investor financial literacy levels and examine how these factors relate to their wealth. A sample of 384 investors from Kathmandu Valley was selected via convenience sampling, with data collected through a structured questionnaire using a 5-point Likert scale. Results show a moderate to high level of financial literacy, with a strong positive link between literacy and wealth. Key determinants such as financial knowledge, investment awareness, risk tolerance, and behavioral factors significantly influence wealth, while attitude and overall financial capability have minimal effects. Regression analysis identified financial knowledge and skills, risk tolerance, and investment options as the strongest predictors of wealth. These findings highlight the need to improve financial literacy—particularly technical skills like analyzing financial statements—to support better investment choices. The study offers practical insights into Nepalese investors’ behaviors and underscores the importance of targeted financial education programs to foster informed wealth accumulation in the stock market.

KEYWORDS – Financial literacy, Wealth position, Investment options, Financial knowledge, Risk tolerance