ABSTRACT：At present, China attaches great importance to the development of the digital economy and requires the acceleration of the construction of digital China. After the launch of digital RMB in China with the support of blockchain technology, the operational efficiency of the currency and payment system and the development of inclusive finance have been effectively improved and supported, and the digital currency continues to move to a higher level. However, even though there exists a great potential for the development of digital currency, there are constraints in various aspects and many practical problems. This paper provides an in-depth analysis based on the current development status and difficulties faced by digital RMB, and provides corresponding solution strategies for digital RMB.