ABSTRACT: This study delves into the influence of financial literacy, encompassing financial knowledge, financial skills, financial attitudes, and numeracy, on the financial inclusion among indigenous households in Barangay Paitan, Naujan, Oriental Mindoro, Philippines. Employing a simple random sampling technique, data from 206 respondents were collected through survey questionnaires. The analysis utilized two statistical treatments—mean and correlation analysis. The key findings emphasize the necessity for enhancement across all four dimensions of financial literacy. Correlation analysis underscores a significant positive relationship between various aspects of financial literacy and access to financial services, underscoring the pivotal role of financial literacy in promoting financial inclusion within the indigenous community. The proposed output of this study is a program proposal which includes comprehensive and culturally sensitive financial literacy programs and a community-based savings association that are tailored for indigenous households in barangay Paitan.

Keywords: financial knowledge, financial skills, financial attitudes, numeracy, and indigenous households