Abstract: The complex relationships among entrepreneurs in various economies concerning government regulations, entrepreneurial education, technology adoption, and finance availability are examined in this article. This paper examines how these vital resources impact entrepreneurial companies’ adoption of new technologies and the development of technical skills based on the Resource-Based Theory (RBT). Using Partial Least Squares Structural Equation Modelling (PLS-SEM) on a multi-country sample, the empirical findings demonstrate that entrepreneurs’ access to technology is positively and significantly impacted by access to finance, entrepreneurial education, and supportive government policies. These findings are consistent with the RBT’s focus on obtaining and using valuable resources for competitive advantage. Entrepreneurial education is critical in developing the entrepreneurial environment and fostering technological readiness because it mediates the interaction between government policies and technology availability. It does not, therefore, operate as a mediator between finance and technology, suggesting that financial resources may directly influence the adoption of technology. The study improves and expands the use of the RBT in the contexts of technology adoption and entrepreneurship, hence advancing the theory. It also has practical implications for legislators, educators, and business owners by emphasising the need to foster an atmosphere encouraging technological innovation, facilitating access to these essential resources, and accelerating business growth in various economic and cultural contexts.

Keywords: Entrepreneurship; Technology Adoption; Access to Finance; Government Policies; Resource-Based Theory