ABSTRACT:- Financial literacy is an individual’s ability to understand finance. To put it more clearly, it is the financial knowledge and abilities that an individual should have in order to make more effective financial decisions. It is rational behavior for individuals to make the right decisions for financial products and services with the aim of being a conscious financial consumer. However, the personality traits of individuals differ from each other. This leads to different behaviors in financial decisions and risk-taking situations. In this study, it is investigated whether there is a relationship between the five factor personality traits and financial literacy of 443 teachers working in the Central Districts of Erzurum. It has been determined that some personality types are effective on financial literacy behavior.

Keywords: Financial literacy, Five Factor Personality, Teachers